2026 Data — Updated Annually

Home Service Cost Index by State

How much more (or less) do home services cost in your state? Explore our interactive map of HVAC, plumbing, electrical, and other service costs across all 50 states.

50 States Compared

6 Service Categories

60% Cost Spread (MS → HI)

Much Below Avg(80–87)

Below Average(88–94)

Average(95–104)

Above Average(105–119)

Much Above Avg(120–140)

Click a state to highlight it in the table below. Hover for details.

Most Expensive States

1.Hawaii+40% above avg
2.California+35% above avg
3.Alaska+30% above avg
4.New York+30% above avg
5.Massachusetts+25% above avg

Least Expensive States

1.West Virginia-20% below avg
2.Mississippi-20% below avg
3.Oklahoma-18% below avg
4.Kentucky-18% below avg
5.Arkansas-18% below avg

All 50 States — Cost Comparison

Show costs for:

#↓	State↕	Cost Index↕	vs. Avg	Common repair↕	Full replacement↕
1	HawaiiHI	140	+40%	$210–$840	$4,900–$10,500
2	CaliforniaCA	135	+35%	$203–$810	$4,725–$10,125
3	AlaskaAK	130	+30%	$195–$780	$4,550–$9,750
4	New YorkNY	130	+30%	$195–$780	$4,550–$9,750
5	MassachusettsMA	125	+25%	$188–$750	$4,375–$9,375
6	New JerseyNJ	125	+25%	$188–$750	$4,375–$9,375
7	ConnecticutCT	120	+20%	$180–$720	$4,200–$9,000
8	Rhode IslandRI	115	+15%	$173–$690	$4,025–$8,625
9	WashingtonWA	115	+15%	$173–$690	$4,025–$8,625
10	MarylandMD	110	+10%	$165–$660	$3,850–$8,250
11	New HampshireNH	110	+10%	$165–$660	$3,850–$8,250
12	ColoradoCO	105	+5%	$158–$630	$3,675–$7,875
13	DelawareDE	105	+5%	$158–$630	$3,675–$7,875
14	IllinoisIL	105	+5%	$158–$630	$3,675–$7,875
15	OregonOR	105	+5%	$158–$630	$3,675–$7,875
16	VermontVT	105	+5%	$158–$630	$3,675–$7,875
17	MaineME	100	0%	$150–$600	$3,500–$7,500
18	MinnesotaMN	100	0%	$150–$600	$3,500–$7,500
19	NevadaNV	100	0%	$150–$600	$3,500–$7,500
20	PennsylvaniaPA	100	0%	$150–$600	$3,500–$7,500
21	VirginiaVA	100	0%	$150–$600	$3,500–$7,500
22	ArizonaAZ	95	-5%	$143–$570	$3,325–$7,125
23	FloridaFL	95	-5%	$143–$570	$3,325–$7,125
24	UtahUT	95	-5%	$143–$570	$3,325–$7,125
25	MichiganMI	92	-8%	$138–$552	$3,220–$6,900
26	MontanaMT	92	-8%	$138–$552	$3,220–$6,900
27	TexasTX	92	-8%	$138–$552	$3,220–$6,900
28	WisconsinWI	92	-8%	$138–$552	$3,220–$6,900
29	WyomingWY	92	-8%	$138–$552	$3,220–$6,900
30	GeorgiaGA	90	-10%	$135–$540	$3,150–$6,750
31	IdahoID	90	-10%	$135–$540	$3,150–$6,750
32	North CarolinaNC	90	-10%	$135–$540	$3,150–$6,750
33	North DakotaND	90	-10%	$135–$540	$3,150–$6,750
34	IndianaIN	88	-12%	$132–$528	$3,080–$6,600
35	MissouriMO	88	-12%	$132–$528	$3,080–$6,600
36	New MexicoNM	88	-12%	$132–$528	$3,080–$6,600
37	OhioOH	88	-12%	$132–$528	$3,080–$6,600
38	TennesseeTN	88	-12%	$132–$528	$3,080–$6,600
39	AlabamaAL	85	-15%	$128–$510	$2,975–$6,375
40	IowaIA	85	-15%	$128–$510	$2,975–$6,375
41	KansasKS	85	-15%	$128–$510	$2,975–$6,375
42	LouisianaLA	85	-15%	$128–$510	$2,975–$6,375
43	NebraskaNE	85	-15%	$128–$510	$2,975–$6,375
44	South CarolinaSC	85	-15%	$128–$510	$2,975–$6,375
45	South DakotaSD	85	-15%	$128–$510	$2,975–$6,375
46	ArkansasAR	82	-18%	$123–$492	$2,870–$6,150
47	KentuckyKY	82	-18%	$123–$492	$2,870–$6,150
48	OklahomaOK	82	-18%	$123–$492	$2,870–$6,150
49	MississippiMS	80	-20%	$120–$480	$2,800–$6,000
50	West VirginiaWV	80	-20%	$120–$480	$2,800–$6,000

Cost Index: 100 = national average. Costs shown are estimates based on regional multipliers applied to national price ranges. Click a row to highlight it on the map. Click column headers to sort.

Methodology

The CostInspector Home Service Cost Index measures the relative cost of hiring home service professionals across all 50 US states. Each state receives a cost index score where 100 represents the national average.

Data Sources

Bureau of Labor Statistics (BLS) regional cost-of-living indices
Contractor pricing surveys across HVAC, plumbing, electrical, and other trades
State licensing fee structures and regulatory compliance costs
Regional material and supply cost data

How We Calculate

We combine cost-of-living data with trade-specific pricing surveys to derive a single regional multiplier for each state. This multiplier is applied to national average service costs to produce state-specific estimates. The national average is normalized to 1.0 (index score of 100).

Limitations

State-level averages may not reflect metro vs. rural differences within a state
Seasonal demand spikes (e.g., AC repair in summer) are not captured in annual averages
Specialty services or unusual configurations may fall outside typical ranges

Last updated: March 2026. We refresh this data annually. For precise estimates tailored to your specific job, check your quote or use one of our free calculators.

Use This Data

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Cite This Data

Writing an article? Use this citation to reference our cost index data.

Source: 2026 State-by-State Home Service Cost Index. CostInspector. https://costinspector.com/cost-index

Frequently Asked Questions

How is the Cost Index calculated?

The Cost Index uses Bureau of Labor Statistics regional cost-of-living data and contractor pricing surveys to calculate a multiplier for each state relative to the national average (100). A state with an index of 135 means home services cost approximately 35% more than the national average.

Why do home service costs vary so much by state?

Several factors drive regional price differences: local cost of living, state licensing requirements, labor market competition, material transportation costs, and climate-related demand. States with higher costs of living (Hawaii, California, New York) consistently have higher service costs.

How often is this data updated?

We update the Cost Index annually using the latest available BLS data and contractor pricing surveys. The current data reflects 2026 pricing. Bookmark this page to check back for updates.

Can I use this data in my article or research?

Yes! We encourage journalists, researchers, and bloggers to reference this data. Use the citation block or embed code provided below the map. We just ask that you link back to this page as the source.

Does the Cost Index apply to all home services equally?

The index reflects an overall regional multiplier. Individual services may vary — for example, HVAC costs might be higher in cold climates while AC costs are higher in warm states. Use the service selector in our table to see service-specific estimates.

Are these exact prices I should expect to pay?

No. The Cost Index shows relative cost differences between states and provides estimated ranges. Actual prices depend on the specific job, contractor, materials, and local market conditions. Use our free calculators for more precise estimates.

Want a Precise Estimate?

The Cost Index shows regional trends. For an estimate tailored to your specific project, try our free calculators or get quotes from local pros.

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